What Happens If You Get Into a Car Accident Without Insurance?
Every driver wants to avoid accidents for obvious reasons, but if you’re uninsured, getting into an accident can have consequences...
Commercial auto insurance protects your business from one of the largest risk exposures it faces – driving. If your business requires the use of vehicles, it’s important to work with an experienced commercial insurance agent to ensure you have the right coverage. Without it, you and your employees could be at risk.
Pays for injury or damages you or an employee cause to another while driving for work.
Pays for physical damage to a business vehicle caused by something other than a collision.
Pays for physical damage to a business vehicle caused by a collision with another vehicle or object.
Pays for your medical expenses and lost wages without regard to fault, up to a specified limit.
Covers liability vehicles you’ve rented or borrowed for use in your business.
Covers tools or other equipment that travel with you.
Covers bodily injury you sustain as a result of an accident with a driver that has too little or no insurance.
Auto insurance is required to use public roads in the state of Minnesota. Whether or not you need a commercial policy vs a personal policy depends on a few factors:
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