Boat Insurance
Relaxing on the lake is a common summer pastime in MN, but it’s important to remember that accidents and injuries happen. Investing in quality boat insurance will help keep your family and friends safe this summer.
The coverage you need depends the kind of boat you own and how you use it. For example, a bass boat has different coverage needs than a yacht. Carney Insurance agents will help you determine what’s needed, then find the best policy available from up to 60 insurance companies.
That’s how you save time, money, & hassle with Carney Insurance Services.
INSURANCE COVERAGE
BOAT INSURANCE PROTECTION OFFERED
Watercraft Liability Coverage
Pays for damages caused to another party with your watercraft, when you are at fault.
Comprehensive Coverage
Pays for physical damage to your boat caused by something other than a collision, like weather damage or vandalism.
Collision Coverage
Pays for physical damage to your boat caused by a collision with another boat or object.
Medical Payments
Covers medical expenses for guests that are injured on your boat, without regard to fault.
On-Water Towing
Covers the cost to tow your boat back to shore, if it becomes disabled on the water.
Wreckage Removal
Covers the cost to retrieve a sunken boat, when required by law.
Fishing Equipment
Covers lost or damage fishing equipment, like rods, reels, and more.
Agreed Value Coverage
If your boat is totaled, you’ll receive the full “agreed value” amount listed on the policy.
Uninsured / Underinsured Liability
Pays for uncovered expenses that you would normally be owed if you’re involved in an accident with an uninsured or underinsured boater.
And more
WATERCRAFT COVERED
Pontoons
Bass Boats
Jet Skis / Waverunners
Sailboats
Cabin Cruisers
Family Runabouts
Houseboats
Ski Boats
And more
DISCOUNTS AVAILABLE
Multi-policy
Multi-boat
Association
Safety Course
Pay-in-full
Responsible Driver
Original Owner
And more
CARNEY INSURANCE
More than 70 Insurance Companies
Over 80 Years Experience
10 Staff Members
FROM OUR BLOG
Three of the Most Dangerous Boating Conditions
While spending time near water or on a boat can be an enjoyable way to spend a summer day, some dangerous conditions can exist if you are not properly equipped and prepared to deal with them. Three uncommon, and also avoidable, causes of serious injury include electrocution, being struck by a propeller, and carbon monoxide…
Boating Safety Tips
Every time you take your boat and/or personal watercraft out on the water is a new experience. No matter how many trips you have under your belt, it is best to freshen up on boat safety before each voyage. Be sure you and your passengers follow these safe boating tips and practices to help promote…
Personal Liability Umbrella…. Do I need one?
In 2016, the fatality rate jumped 6% for auto accidents and 11% for pedestrians involved in traffic accidents. The primary cause for these increases continues to be impaired and distracted driving and distracted walking. With the increase in accidents and fatalities the need for higher limits is greater than ever, and Carney Insurance has products…
Outdoor Tips To Keep Your Family Safe This Summer
With July 4 upon us, many families have plans or are making plans for a weekend getaway or vacation. Whether you’re a veteran or a beginner, here are some safety tips for camping, boating, riding an ATV, or using fireworks. Camping Safety Tips 1. Familiarize yourself with your campsite. Many times when we go camping,…
Save Time, Money, and Hassle on Insurance
