
Boat Insurance

Relaxing on the lake is a common summer pastime in MN, but it’s important to remember that accidents and injuries happen. Investing in quality boat insurance will help keep your family and friends safe this summer.
The coverage you need depends the kind of boat you own and how you use it. For example, a bass boat has different coverage needs than a yacht. Carney Insurance agents will help you determine what’s needed, then find the best policy available from up to 60 insurance companies.
That’s how you save time, money, & hassle with Carney Insurance Services.
INSURANCE COVERAGE
BOAT INSURANCE PROTECTION OFFERED
Watercraft Liability Coverage
Pays for damages caused to another party with your watercraft, when you are at fault.
Comprehensive Coverage
Pays for physical damage to your boat caused by something other than a collision, like weather damage or vandalism.
Collision Coverage
Pays for physical damage to your boat caused by a collision with another boat or object.
Medical Payments
Covers medical expenses for guests that are injured on your boat, without regard to fault.
On-Water Towing
Covers the cost to tow your boat back to shore, if it becomes disabled on the water.
Wreckage Removal
Covers the cost to retrieve a sunken boat, when required by law.
Fishing Equipment
Covers lost or damage fishing equipment, like rods, reels, and more.
Agreed Value Coverage
If your boat is totaled, you’ll receive the full “agreed value” amount listed on the policy.
Uninsured / Underinsured Liability
Pays for uncovered expenses that you would normally be owed if you’re involved in an accident with an uninsured or underinsured boater.
And more
WATERCRAFT COVERED
Pontoons
Bass Boats
Jet Skis / Waverunners
Sailboats
Cabin Cruisers
Family Runabouts
Houseboats
Ski Boats
And more
DISCOUNTS AVAILABLE
Multi-policy
Multi-boat
Association
Safety Course
Pay-in-full
Responsible Driver
Original Owner
And more
CARNEY INSURANCE
More than 70 Insurance Companies
Over 80 Years Experience
10 Staff Members
FROM OUR BLOG
Protect Your Watercraft And Enjoy Your Summer!
Is your boat out of storage? Maybe you bought a new watercraft? Now that boating season is here, it’s important to make sure your investment is properly protected before you take it out on the water. Kim Bechler, West Bend’s senior underwriter, explains what you should consider when deciding how to best insure your boat.…
When Should You Report Changes To Your Insurance Agent?
Did you buy a new car lately? Perhaps you moved into a new home. Or maybe you decided to purchase a boat or a recreation vehicle. Nancy Arndt, a veteran personal lines underwriter with West Bend will discuss why you need to talk to your insurance agent about these important changes. Click here for full article…
Benefits Of An Independent Insurance Agent
When it comes to purchasing insurance, consumers have many choices. For most people, price is one of the most important factors when deciding what to buy and from whom. What consumers may not realize, however, are the benefits of working with an independent insurance agent.
What You Need To Know About Renting And Operating A Jet Ski Or Boat
It’s hard to believe after the long, cold winter, summer is here! The weather has finally gotten nice and my family is planning our annual trip to northern Wisconsin. I can’t wait to hop on that jet ski and take it for a spin around the lake. Many places rent jet skis or boats for…
Save Time, Money, and Hassle on Insurance

