Boat Insurance
Relaxing on the lake is a common summer pastime in MN, but it’s important to remember that accidents and injuries happen. Investing in quality boat insurance will help keep your family and friends safe this summer.
The coverage you need depends the kind of boat you own and how you use it. For example, a bass boat has different coverage needs than a yacht. Carney Insurance agents will help you determine what’s needed, then find the best policy available from up to 60 insurance companies.
That’s how you save time, money, & hassle with Carney Insurance Services.
INSURANCE COVERAGE
BOAT INSURANCE PROTECTION OFFERED
Watercraft Liability Coverage
Pays for damages caused to another party with your watercraft, when you are at fault.
Comprehensive Coverage
Pays for physical damage to your boat caused by something other than a collision, like weather damage or vandalism.
Collision Coverage
Pays for physical damage to your boat caused by a collision with another boat or object.
Medical Payments
Covers medical expenses for guests that are injured on your boat, without regard to fault.
On-Water Towing
Covers the cost to tow your boat back to shore, if it becomes disabled on the water.
Wreckage Removal
Covers the cost to retrieve a sunken boat, when required by law.
Fishing Equipment
Covers lost or damage fishing equipment, like rods, reels, and more.
Agreed Value Coverage
If your boat is totaled, you’ll receive the full “agreed value” amount listed on the policy.
Uninsured / Underinsured Liability
Pays for uncovered expenses that you would normally be owed if you’re involved in an accident with an uninsured or underinsured boater.
And more
WATERCRAFT COVERED
Pontoons
Bass Boats
Jet Skis / Waverunners
Sailboats
Cabin Cruisers
Family Runabouts
Houseboats
Ski Boats
And more
DISCOUNTS AVAILABLE
Multi-policy
Multi-boat
Association
Safety Course
Pay-in-full
Responsible Driver
Original Owner
And more
CARNEY INSURANCE
More than 70 Insurance Companies
Over 80 Years Experience
10 Staff Members
FROM OUR BLOG
SPRING SHOWERS BRING MAY FLOWERS … and the need to carry an UMBRELLA!
I’m not talking about a rain umbrella, but a personal umbrella for liability protection. While you may think an umbrella liability policy is necessary only to protect assets, you don’t have to be a millionaire to be sued like one! A personal umbrella provides excess liability over and above the limits provided by your automobile…
Boat Insurance Comparison Information – Tips for Buying Wisely
As the snow melts and everyone starts longing for Summer, you are probably thinking about getting the boat out of storage or maybe even buying a new boat to enjoy the great Minnesota lakes! Make sure you and your toys have proper coverage before launching them for the first time. It’s best to buy separate…
Save Time, Money, and Hassle on Insurance
