Insurance & College: 3 Insurance Coverage’s Affected by Back to School
October 22, 2019 The heavy slam of the car trunk underscores the close of one chapter in your child’s life;...
Car insurance is protection. When you enter into a contract with an insurance company, they agree to protect you from financial losses resulting from an accident, theft, liability, damage, or medical treatment, in exchange for your payment of a premium.
While liability insurance is legally required to drive a vehicle on public roads in MN, there are many additional coverage options you may want to consider. Carney Insurance agents will help you determine what’s needed, then find the best policy available from up to 60 insurance companies.
That’s how you save time, money, & hassle with Carney Insurance Services.
Pays for damages to another party when you are at fault.
Pays for physical damage to a vehicle caused by something other than a collision, like weather damage or vandalism.
Pays for physical damage to a vehicle from a collision with another vehicle or object.
1st party coverage for medical expenses and loss of income. PIP is mandated in MN and is sometimes referred to as no-fault coverage.
Often covers fuel delivery, jump starts, or towing expenses.
Pays to rent a vehicle when your car is not usable due to a covered loss.
Pays the difference between your vehicle’s actual cash value and the balance on your loan / lease, if your car is totaled.
On newer vehicles, if your new car is totaled, you’ll receive enough to purchase another new car, not a used alternative.
Pays for uncovered expenses that you would normally be owed if you’re involved in an accident with an uninsured or underinsured driver.
Looking for more info on car insurance coverage? Check out auto insurance basics from the Insurance Information Institute.
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