CAR INSURANCE

Auto Liability Coverage

Pays for damages to another party when you are at fault.

Comprehensive Coverage

Pays for physical damage to a vehicle caused by something other than a collision, like weather damage or vandalism.

Collision Coverage

Pays for physical damage to a vehicle from a collision with another vehicle or object.

Personal Injury Protection

1st party coverage for medical expenses and loss of income. PIP is mandated in MN and is sometimes referred to as no-fault coverage.

Roadside Assistance

Often covers fuel delivery, jump starts, or towing expenses.

Rental Reimbursement

Pays to rent a vehicle when your car is not usable due to a covered loss.

Gap Coverage

Pays the difference between your vehicle’s actual cash value and the balance on your loan / lease, if your car is totaled.

New Car Replacement

On newer vehicles,  if your new car is totaled, you’ll receive enough to purchase another new car, not a used alternative.

Uninsured / Underinsured Liability

Pays for uncovered expenses that you would normally be owed if you’re involved in an accident with an uninsured or underinsured driver.

And more