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CAR INSURANCE

Car Insurance in MinnesotaCar insurance is protection. When you enter into a contract with an insurance company, they agree to protect you from financial losses resulting from an accident, theft, liability, damage, or medical treatment, in exchange for your payment of a premium.

While liability insurance is legally required to drive a vehicle on public roads in MN, there are many additional coverage options you may want to consider. Carney Insurance agents will help you determine what’s needed, then find the best policy available from up to 60 insurance companies.

That’s how you save time, money, & hassle with Carney Insurance Services.

AVAILABLE

INSURANCE COVERAGE


AUTO INSURANCE PROTECTION OFFERED

Auto Liability Coverage

Pays for damages to another party when you are at fault.

Comprehensive Coverage

Pays for physical damage to a vehicle caused by something other than a collision, like weather damage or vandalism.

Collision Coverage

Pays for physical damage to a vehicle from a collision with another vehicle or object.

Personal Injury Protection

1st party coverage for medical expenses and loss of income. PIP is mandated in MN and is sometimes referred to as no-fault coverage.

Roadside Assistance

Often covers fuel delivery, jump starts, or towing expenses.

Rental Reimbursement

Pays to rent a vehicle when your car is not usable due to a covered loss.

Gap Coverage

Pays the difference between your vehicle’s actual cash value and the balance on your loan / lease, if your car is totaled.

New Car Replacement

On newer vehicles,  if your new car is totaled, you’ll receive enough to purchase another new car, not a used alternative.

Uninsured / Underinsured Liability

Pays for uncovered expenses that you would normally be owed if you’re involved in an accident with an uninsured or underinsured driver.

And more

Looking for more info on car insurance coverage? Check out auto insurance basics from the Insurance Information Institute.

VEHICLES COVERED


Private Passenger Vehicles
Light Trucks
Classic Cars
Exotic & Sports Cars
Business Use Vehicles
Motorcycles
Antique Cars
And More

DISCOUNTS AVAILABLE


Multi-Policy
Multi-Car
Homeowner
Accident-Free
Safety Features
Good Student
Snapshot / Telemetry Devices
Paperless
Pay in Full
And More

WHY

CARNEY INSURANCE


More than
70
Insurance Companies

See All Companies

Over
80
Years Experience

Our History


 
10
Staff Members

Meet the Team


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