HOME INSURANCE

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Home InsuranceWhat would you do if your home was severely damaged in a storm, your house needed extensive repairs, and most of your furniture and belongings were ruined? Without a home insurance policy, the cost to recover from such damage could be financially devastating. When you invest in homeowners insurance, you are protecting your home, and yourself, against financial disaster.

Your home is one of your largest investments and where you family’s life unfolds. With something so precious, you’ll want to ensure you have great coverage. Carney Insurance agents will help you determine what’s needed, then find the best policy available from up to 50 insurance companies.

That’s how you save time, money, & hassle with Carney Insurance Services.

AVAILABLE

INSURANCE COVERAGE


HOMEOWNERS INSURANCE PROTECTION OFFERED

Dwelling Coverage – Pays for damage to your home from perils like hail, wind, & fire.
Other Structures Coverage – Pays for damage to other unattached structures on your property.
Personal Liability Coverage – Covers lawsuits against you for injuries or property damage.
Medical Payments – Pays minor medical bills for guests injured on your property.
Scheduled Property – Pays for damage & theft to certain classes of valuable property, like jewelry, art, & guns.
Loss of Use Coverage – Pays for temporary living expenses if your home is uninhabitable due to a covered loss.
Guaranteed Replacement Cost Coverage – Guarantees that you’ll receive enough to replace your home, even if the amount is higher than what is on the policy.
Personal Property Coverage – Pays for damage to personal items like clothing, furniture, & electronics.
Personal Injury Coverage – Pays for libel & slander judgments, subject to your policy.
Water / Sewer Backup – Pays for damages from a defective sump pump or drain backup.
And more


DISCOUNTS AVAILABLE

Multi-policy – Save by bundling your policies together with one insurance company.
Alarm / Safety Devices – Save with burglar & fire alarms, sprinklers, and other protective devices.
Pay in full – Pay your premium in one payment to save up to 5%.
Automatic payments – Save on fees by paying with electronic funds transfer.
Occupation discounts – Certain occupations / employers qualify for group discounts.
Loss-free discount – Save by having a history of no losses.
Paperless – Save by having your documents delivered electronically.
And more

PROPERTIES COVERED

Single Family Homes
Condos
Multi-Unit Homes
Vacation Homes
Rented Homes
Secondary Homes
And more


WHY

CARNEY INSURANCE


More than
50
Insurance Companies

See All Companies

Over
80
Years Experience

Our History


 
10
Staff Members

Meet the Team


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