Life Insurance: Planning for the Unpredictable

Life insurance is generally not a fun topic to talk about. Many people don’t want to think about “what’s going to happen after I kick the bucket”. After all no one plans their death, but that is no reason not to plan for your death. Whether you have kids, family, or even a significant other, there is little doubt that your death will leave an tremendous impact on these peoples lives, and while death is usually unexpected, it is also inevitable. The most common reason folks might consider life insurance is: income replacement. You and your family may have planned your future based on two incomes -but what if one of you passess away unexpectedly? Life insurance can be used to replace the lost income, and ensure that whoever you left behind can keep the same standard of living. Expenses like Mortgage payments, car payments, college tuition, outstanding debt or even your “final expenses” can really add an extra burden for your loved ones after you’re gone.

The earlier the better, typically the younger you are when you get insurance the lower the cost and the easier to get approved. Carney Insurance offers a wide variety of plans to fit your personal insurance needs.